Scout N Secure

$749,000

Map

29 Kilty Bay Road

Freeman, Georgian Bay, Ontario P0C1H0

For sale· Added

3 bed1 bath1,100–1,500 sqft

About this home

There are waterfront properties you buy for what they are today, and others you buy because you can see what they could become. This one offers a little of both. Set on a large, private property on Stewart Lake near MacTier, this older three-bedroom cottage has the kind of character that is increasingly hard to find. It is dated-very dated-but that's also part of what makes it interesting. Inside, old windows frame the lake from two sunrooms; original-feeling woodwork adds warmth and a fireplace, while not currently operational, remains a natural focal point. The three-level layout is unique, and throughout the cottage there are reminders of an earlier era of Muskoka cottage life. It won't be for the buyer looking for something newly renovated and ready to impress. It's for someone who appreciates what is already here and can imagine thoughtfully bringing it forward. Enjoyed year round or seasonally. Outside, mature trees, established stonework and approximately 1.21 acres create a wonderfully private setting, while the cottage's position close to the water keeps Stewart Lake very much a part of everyday life. With approximately 256 feet of waterfront, there's room here to enjoy the property as it is, improve and potentially expand the existing cottage, or explore the possibilities of the site for something entirely new, subject to the appropriate approvals. Stewart Lake offers the quieter side of Muskoka waterfront living, with opportunities for swimming, paddling and days spent simply enjoying the lake. And when the day is over, those old sunroom windows might just be the best seat in the house. This isn't a polished cottage pretending to be new. It's an old one with character, privacy and possibilities-and for the right buyer, that's exactly the point.

Location

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Property details

Listing

MLS® number
X13743122
Added
Sep 3, 2026 ()
Updated
Oct 13, 2026 ()
Info refreshed

Overview

Property type
Single Family
Building type
Detached
Ownership
Freehold

Inside

Bedrooms
3
Bathrooms
1
Heating
Baseboard heaters, Electric
Cooling
None
Fireplace
Yes
Appliances
Water Heater
Features
Wooded area, Irregular lot size, Rocky, Sloping

Building

Basement
Unfinished, Crawl space
Exterior
Aluminum siding, Vinyl siding
Foundation
Concrete
Parking
Detached Garage, Garage · 6 spaces
Amenities
Fireplace(s)
Security
Smoke Detectors

Land

Lot size
256 x 289 ft
Waterfront
Waterfront on lake
Body of water
Stewart Lake
View
Lake view, View of water, Direct Water View
Zoning
R4

Services

Water
Municipal water
Sewer
Sanitary sewer
Utilities
Sewer, Electricity, Telephone, Wireless

Location

Cross streets
Railway Street
Directions
Mactier to Kilty Bay Rd.
Nearby
School Bus, Community Centre

Running costs

Annual property tax (2026)
$2,917

Price history

Oct 13, 2026$749,000▼ $50,000
Sep 9, 2026$799,000First recorded price

Price changes since Sep 9, 2026.

Rooms

Laundry roomMain level4.26 x 3.3 m
KitchenMain level5.18 x 2.96 m
Dining roomMain level4.17 x 5.57 m
SunroomMain level5.73 x 2.52 m
Living roomMain level4.52 x 6.5 m
BathroomMain level1.91 x 2.6 m
Primary BedroomSecond level4.1 x 2.98 m
Bedroom 2Second level3.16 x 2.29 m
Bedroom 3Second level3.16 x 3.14 m
SunroomSecond level6.32 x 2.79 m

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$749,000
29 Kilty Bay Road
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