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$15,000

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1052 Rat Bay 103-1 Road

Franklin, Lake of Bays, Ontario P1H2J6

For sale· Added

2 bed1 bath600–699 sqft

About this home

Blue Water Acres has almost 50 acres of Muskoka paradise and 300 feet of south-facing frontage on Lake of Bays. This is FRACTIONAL ownership. It is NOT a timeshare. You would actually own a 1/10th share of the cottage that you buy which includes a share in the entire complex. This gives you the right to use the cottage for five weeks per year: one core summer week, plus 4 more floating weeks in the other seasons. Some owners rent their weeks out to help cover maintenance costs. Rental rates for Deerview cottage range from $1,659/wk to $3,009/wk depending on the season. If it's rented through Blue Water Acres the revenue is split 50/50. If you rent it out yourself you get to keep 100% of the revenue. Facilities include an indoor swimming pool, whirlpool, sauna, games room, fitness room, activity center, gorgeous sandy beach with shallow water ideal for kids, great swimming, kayaks, canoes, paddleboats, skating rink, tennis court, playground, and walking trails. You can moor your boat for your weeks during boating season. This 2 bedroom cottage is called 103 Deerview, Week 1 . Check-in is on Fridays at 4 p.m. ANNUAL maintenance fee PER OWNER for Deerview 103 in 2026 is $4,629 + HST. Core (fixed) week in 2026 starts on June 26/25. Floating weeks for 2026 start on: March 6, June 12, June 26 (core week), October 30, December 25. Maintenance fee is paid in the fall of each year for the following year but you only pay for the weeks that you have possession of the cottage. There is no HST on the purchase price. All cottages are PET-FREE and Smoke-free.

Location

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Property details

Listing

MLS® number
X13517294
Added
Jul 3, 2026 ()
Updated
Sep 28, 2026 ()
Info refreshed

Overview

Property type
Single Family
Building type
Other
Style
Bungalow
Storeys
1
Ownership
Condo

Inside

Bedrooms
2
Bathrooms
1
Heating
Baseboard heaters, Electric
Fireplace
Yes
Appliances
Water Heater
Features
Wooded area, Sloping, Level

Building

Basement
None
Exterior
Wood
Foundation
Block
Parking
No Garage · 2 spaces
Amenities
Exercise Centre, Recreation Centre, Sauna, Fireplace(s)
Management
Blue Water Acres

Land

Pool
Indoor pool
Waterfront
Waterfront on lake
Body of water
Lake of Bays
View
Lake view, Direct Water View

Services

Utilities
Wireless, Electricity Connected

Location

Cross streets
South Portage/Hwy 60
Directions
From Huntsville Hwy 60 east to South Portage Rd, south to Rat Bay Road to Blue Water Acres on the right.
Nearby
Pets not Allowed

Running costs

Annual property tax (2026)
Contact for price
Condo fee
$386 Monthly
Includes Common Area Maintenance, Heat, Electricity, Water, Insurance, Parking

Rooms

Living roomMain level3 x 3.63 m
Dining roomMain level2.13 x 2.44 m
KitchenMain level2.13 x 2.21 m
Primary BedroomMain level3.56 x 2.87 m
BedroomMain level2.79 x 2.41 m
BathroomMain level1.73 x 2.08 m

Ask about this home

$15,000
1052 Rat Bay 103-1 Road
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