Scout N Secure

$38,900

Map

1052 Rat Bay Rd 109-7 Road

Franklin, Lake of Bays, Ontario P1H2J6

For sale· Added

2 bed2 bath900–999 sqft

About this home

Blue Water Acres FRACTIONAL ownership means that you own 1/10th of the cottage and a share in the entire resort. The resort has about 50 acres and 300 ft of south-facing shoreline frontage on Lake of Bays, the second largest lake in Muskoka. This is not a time share although some think it is similar. You would have use of the cottage for 5 weeks of the year. Algonquin cottage 109 has enough parking for 5 cars. There is one core (fixed) week in summer (in this case it's Week 7) plus 4 more weeks that change each year. For this interval the weeks for 2026 start on: Feb 6, May 15, August 7 (core week), October 2, November 27, 2026. The core (fixed) week for this unit starts on Friday, August 7 /25. Turnover day is Friday for this cottage. The Algonquin cottage has 2 bedrooms, 2 bathrooms, is about 922 square feet, and has a main floor laundry. The resort itself offers walking trails, a beautiful sandy beach, indoor swimming pool, sauna, recreation room, fitness room, and activity centre. Great swimming, ideal for families of all ages, level to gently sloping land makes it easy to access the waterfront. There is NO HST on resales. All cottages are smoke/vape-free and pet-free. Interior photos for this listing are of a similar cottage, all furnishings are identical. The ANNUAL maintenance fee for EACH OWNER of this unit in 2026 is $5,127 + HST ($427.25/month) and it's paid in the autumn of each year for the following year for EACH owner. This is an affordable way to enjoy cottaging in Muskoka on one of our nicest lakes.

Location

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Property details

Listing

MLS® number
X12017497
Added
Mar 13, 2025 ()
Updated
Sep 28, 2026 ()
Info refreshed

Overview

Property type
Single Family
Building type
Other
Style
Bungalow
Storeys
1
Ownership
Condo

Inside

Bedrooms
2
Bathrooms
2
Heating
Baseboard heaters, Electric
Fireplace
Yes
Appliances
Refrigerator, Dishwasher, Stove, Range, Oven, Microwave, Window Coverings, Water Heater
Features
Sloping, Flat site

Building

Basement
None
Exterior
Wood
Foundation
Block
Parking
No Garage · 5 spaces
Amenities
Fireplace(s)
Security
Smoke Detectors
Management
Blue Water Acres

Land

Pool
Indoor pool
Waterfront
Waterfront
Body of water
Lake of Bays
View
Lake view, Direct Water View

Location

Cross streets
South Portage Rd and Rat Bay Rd
Directions
From Huntsville Hwy 60 east to South Portage Rd turn right and follow to Rat Bay Rd to Blue Water Acres.
Nearby
Pets not Allowed

Running costs

Annual property tax (2025)
Contact for price
Condo fee
$427 Monthly
Includes Common Area Maintenance, Heat, Electricity, Water, Insurance, Parking

Rooms

Living roomMain level4.19 x 3.05 m
Dining roomMain level3.35 x 3.23 m
KitchenMain level2.46 x 3.23 m
Primary BedroomMain level4.09 x 3.33 m
Bedroom 2Main level3.12 x 3.33 m
BathroomMain level2.08 x 1.98 m
BathroomMain level3.02 x 1.83 m

Ask about this home

$38,900
1052 Rat Bay Rd 109-7 Road
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