For sale 38$38,900
1052 Rat Bay Rd 109-7 Road
Franklin, Lake of Bays, Ontario P1H2J6
For sale· Added
About this home
Blue Water Acres FRACTIONAL ownership means that you own 1/10th of the cottage and a share in the entire resort. The resort has about 50 acres and 300 ft of south-facing shoreline frontage on Lake of Bays, the second largest lake in Muskoka. This is not a time share although some think it is similar. You would have use of the cottage for 5 weeks of the year. Algonquin cottage 109 has enough parking for 5 cars. There is one core (fixed) week in summer (in this case it's Week 7) plus 4 more weeks that change each year. For this interval the weeks for 2026 start on: Feb 6, May 15, August 7 (core week), October 2, November 27, 2026. The core (fixed) week for this unit starts on Friday, August 7 /25. Turnover day is Friday for this cottage. The Algonquin cottage has 2 bedrooms, 2 bathrooms, is about 922 square feet, and has a main floor laundry. The resort itself offers walking trails, a beautiful sandy beach, indoor swimming pool, sauna, recreation room, fitness room, and activity centre. Great swimming, ideal for families of all ages, level to gently sloping land makes it easy to access the waterfront. There is NO HST on resales. All cottages are smoke/vape-free and pet-free. Interior photos for this listing are of a similar cottage, all furnishings are identical. The ANNUAL maintenance fee for EACH OWNER of this unit in 2026 is $5,127 + HST ($427.25/month) and it's paid in the autumn of each year for the following year for EACH owner. This is an affordable way to enjoy cottaging in Muskoka on one of our nicest lakes.
Location
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Property details
Listing
- MLS® number
- X12017497
- Added
- Mar 13, 2025 ()
- Updated
- Sep 28, 2026 ()
- Info refreshed
Overview
- Property type
- Single Family
- Building type
- Other
- Style
- Bungalow
- Storeys
- 1
- Ownership
- Condo
Inside
- Bedrooms
- 2
- Bathrooms
- 2
- Heating
- Baseboard heaters, Electric
- Fireplace
- Yes
- Appliances
- Refrigerator, Dishwasher, Stove, Range, Oven, Microwave, Window Coverings, Water Heater
- Features
- Sloping, Flat site
Building
- Basement
- None
- Exterior
- Wood
- Foundation
- Block
- Parking
- No Garage · 5 spaces
- Amenities
- Fireplace(s)
- Security
- Smoke Detectors
- Management
- Blue Water Acres
Land
- Pool
- Indoor pool
- Waterfront
- Waterfront
- Body of water
- Lake of Bays
- View
- Lake view, Direct Water View
Location
- Cross streets
- South Portage Rd and Rat Bay Rd
- Directions
- From Huntsville Hwy 60 east to South Portage Rd turn right and follow to Rat Bay Rd to Blue Water Acres.
- Nearby
- Pets not Allowed
Running costs
- Annual property tax (2025)
- Contact for price
- Condo fee
- $427 Monthly
- Includes Common Area Maintenance, Heat, Electricity, Water, Insurance, Parking
Rooms
| Living room | Main level | 4.19 x 3.05 m |
| Dining room | Main level | 3.35 x 3.23 m |
| Kitchen | Main level | 2.46 x 3.23 m |
| Primary Bedroom | Main level | 4.09 x 3.33 m |
| Bedroom 2 | Main level | 3.12 x 3.33 m |
| Bathroom | Main level | 2.08 x 1.98 m |
| Bathroom | Main level | 3.02 x 1.83 m |
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