For sale 34$34,500
1052 Rat Bay Road #108-8
Franklin, Lake of Bays, Ontario P1H2J6
For sale· Added
About this home
Blue Water Acres FRACTIONAL ownership means that you share the cottage with 9 other owners. You will own a 1/10th share of the cottage (your "Interval" week) and a smaller share in the entire resort. It's NOT A TIMESHARE although some think it is similar. This cottage is known as 108 Algonquin and it's one of three cottages OFFERING THE BEST BEACH/LAKE VIEW at Blue Water Acres; it has private and guest parking, hi-speed internet, good cell service, 2 spacious bedrooms, washer & dryer, cozy propane fireplace in living area, large dining area with full equipped kitchen and large screened in Muskoka Room. You will have exclusive use of your cottage for 5 weeks of the year. Check-in day for 108 Algonquin is Saturday and the Core Week (Week 8) in 2026 starts on August 15. The four other floating weeks rotate each year so it's fair to all the owners. Remaining weeks for 2026: February 14, May 23, October 10, December 5/2026 . Included for your enjoyment: beach chairs, kayaks, paddle boats, a 300' sand beach, tennis and badminton courts, playground, indoor swimming pool with change room & sauna, hot tub, gathering room with grand piano, games room with pool tables, fitness room, tubing hill, skating, walking & snowshoe trails and more. You can even moor your own boat at Blue Water Acres for your weeks during boating season. All the cottages are pet-free & smoke-free. This is an affordable way to enjoy cottage life without the cost or work of full cottage ownership. Annual Maintenance fees INCLUDE EVERYTHING and are paid November for the following year. The ANNUAL maintenance fee for EACH OWNER in 108 Algonquin cottage in 2026 is $5,127 +HST. There is NO HST on the purchase price. It's a unique way to own a share of Muskoka on Muskoka's second largest lake. Your weeks can also be traded for weeks at other luxury resorts around the world through Interval International. Or you can rent your weeks out either through Blue Water Acres or on your own.
Location
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Property details
Listing
- MLS® number
- X10898413
- Added
- Nov 27, 2023 ()
- Updated
- Aug 29, 2026 ()
- Info refreshed
Overview
- Property type
- Single Family
- Building type
- Other
- Style
- Bungalow
- Storeys
- 1
- Ownership
- Condo
Inside
- Bedrooms
- 2
- Bathrooms
- 2
- Heating
- Baseboard heaters, Propane
- Cooling
- Wall unit
- Fireplace
- Yes
- Appliances
- Water Heater
- Features
- Wooded area, Rolling, Dry, Level
Building
- Basement
- None
- Exterior
- Wood
- Foundation
- Block
- Parking
- No Garage · 4 spaces
- Amenities
- Party Room, Fireplace(s), Visitor Parking
- Management
- Blue Water Acres
Land
- Pool
- Inground pool, Indoor pool
- Waterfront
- Waterfront on lake
- Body of water
- Lake of Bays
- View
- Lake view
- Zoning
- Waterfront Resort Commercial with an exception
Services
- Utilities
- Wireless
Location
- Directions
- From Huntsville east on Hwy 60 to South Portage Rd, to Rat Bay Road to Blue Water Acres
- Nearby
- Pets not Allowed
Running costs
- Annual property tax (2023)
- Contact for price
- Condo fee
- $427 Monthly
- Includes Common Area Maintenance, Cable TV, Heat, Electricity, Insurance, Parking
Rooms
| Living room | Main level | 5.86 x 3.04 m |
| Dining room | Main level | 3.35 x 4.31 m |
| Kitchen | Main level | 2.64 x 4.31 m |
| Sunroom | Main level | 4.19 x 5.38 m |
| Primary Bedroom | Main level | 5.43 x 3.35 m |
| Bedroom | Main level | 3.25 x 3.35 m |
| Bathroom | Main level | 3.3 x 3.3 m |
| Other | Main level | 3.04 x 3.86 m |
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