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$39,000

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1052 Rat Bay Road #107-3

Franklin, Lake of Bays, Ontario P1H2J6

For sale· Added

2 bed2 bath900–999 sqft

About this home

Blue Water Acres fractional ownership resort has almost 50 acres of Muskoka paradise and 300 feet of south-facing frontage on Lake of Bays. 107 Algonquin is a 2 bedroom cottage located close to the indoor swimming pool and games room. The Muskoka Room in 107 Algonquin is fully insulated for year-round comfort. This is NOT a timeshare but some might think it's similar. You would actually own a 1/10th share of the cottage that you buy. Ownership also includes a share in the entire complex. This gives you the right to use the cottage Interval that you buy for only five weeks per year: one core summer week plus 4 more floating weeks in the other seasons. Facilities include an indoor swimming pool, hot tub, whirlpool, sauna, games room, fitness room, activity centre, gorgeous sandy beach with shallow water ideal for kids, great swimming, kayaks, canoes, paddleboats, skating rink, tennis court, playground, and walking trails. You can moor your boat for your weeks during boating season. Check-in is on Fridays at 4 p.m. ANNUAL maintenance fee PER OWNER for 107 Algonquin cottage in 2026 is $5127 + HST. Core week 3 for this cottage starts on July 10, 2026 and the remaining weeks for 2026 start (or started) on January 9, March 20, April 17, September 4/2026. There is a laundry in the Algonquin cottage. There is no HST on resales. All cottages are PET-FREE and Smoke-free. Please note that interior photos are of a similar unit (all Algonquins have the same floor plan)

Location

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Property details

Listing

MLS® number
X12825826
Added
Feb 27, 2026 ()
Updated
Aug 29, 2026 ()
Info refreshed

Overview

Property type
Single Family
Building type
Other
Style
Bungalow
Storeys
1
Ownership
Condo

Inside

Bedrooms
2
Bathrooms
2
Heating
Baseboard heaters, Propane
Cooling
Wall unit
Fireplace
Yes
Appliances
Water Heater

Building

Basement
None
Exterior
Wood
Foundation
Block
Parking
No Garage · 4 spaces
Amenities
Exercise Centre, Recreation Centre, Sauna, Fireplace(s), Visitor Parking
Security
Smoke Detectors
Management
Blue Water Acres

Land

Pool
Indoor pool
Waterfront
Waterfront on lake
Body of water
Lake of Bays
View
Lake view, Direct Water View
Zoning
Waterfront Resort Comm'l with exception

Services

Utilities
Wireless, Electricity Connected

Location

Cross streets
Hwy 60 and South Portage Rd
Directions
From Huntsville Hwy 60 east to South Portage Rd, south to Rat Bay Rd, to Blue Water Acres on the right.
Nearby
Pets not Allowed

Running costs

Annual property tax (2026)
Contact for price
Condo fee
$427 Monthly
Includes Common Area Maintenance, Heat, Electricity, Water, Parking

Rooms

Living roomMain level5.86 x 3.04 m
Dining roomMain level3.35 x 4.31 m
KitchenMain level2.64 x 4.31 m
SunroomMain level4.19 x 5.38 m
Primary BedroomMain level5.43 x 3.35 m
BedroomMain level3.25 x 3.35 m
BathroomMain level3.3 x 3.3 m
BathroomMain level3.04 x 3.86 m

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$39,000
1052 Rat Bay Road
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