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$40,000

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1052 Rat Bay Rd 109-1 Road

Franklin, Lake of Bays, Ontario P1H2J6

For sale· Added

2 bed2 bath900–999 sqft

About this home

Blue Water Acres fractional ownership resort has almost 50 acres of Muskoka paradise and 300 feet of south facing frontage on Lake of Bays. This is NOT a timeshare but some think it is similar. You would own a 1/10thshare of the cottage that you buy and that gives you 5 weeks of use/year. Algonquin cottage 109 has enough parking for up to 5 cars. Ownership also includes a share in the entire complex. This gives you the right to use the cottage Interval that you buy for five weeks per year: one core summer week plus 4 more floating weeks in the other seasons. 109 Algonquin is a 2 bedroom, 2 bathroom cottage. The Muskoka Room is fully insulated for year-round comfort. Facilities include an indoor swimming pool, whirlpool, sauna, games room, fitness room, activity centre, gorgeous sandy beach with shallow water ideal for kids, great swimming, kayaks, canoes, paddleboats, skating rink, tennis court, playground, and walking trails. You can moor your boat for your weeks during boating season. Check-in is on Fridays at 4 p.m. ANNUAL 2026 maintenance fee for 109 Algonquin cottage PER OWNER is $5127 + HST. Core week 1 for this cottage in 2026 starts on Friday, June 26 and the other 4 weeks for 2026 start on March 6, June 12, June 26 (core), October 30 and Decemer 25, 2026. Ask for the schedule for the coming years, the floating weeks change each year. There is a main floor laundry in the Algonquin cottage. There is NO HST on resales. All cottages are PET-FREE and Smoke-free. Ask Listing Agent for details about fractional ownerships and what the annual maintenance fee covers. Interior photos are of a similar unit but not the exact unit. All furnishings are identical.

Location

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Property details

Listing

MLS® number
X12092857
Added
Apr 20, 2025 ()
Updated
Sep 28, 2026 ()
Info refreshed

Overview

Property type
Single Family
Building type
Other
Style
Bungalow
Storeys
1
Ownership
Condo

Inside

Bedrooms
2
Bathrooms
2
Heating
Baseboard heaters, Electric
Fireplace
Yes
Appliances
Water Heater
Features
Sloping, Flat site

Building

Basement
None
Exterior
Wood
Foundation
Block
Parking
No Garage · 5 spaces
Amenities
Fireplace(s)
Security
Smoke Detectors
Management
Blue Water Acres

Land

Pool
Indoor pool
Waterfront
Waterfront
Body of water
Lake of Bays
View
Lake view, Direct Water View

Location

Cross streets
South Portage Rd and Rat Bay Rd
Directions
From Huntsville Hwy 60 east to South Portage Rd to Rat Bay Rd to Blue Water Acres on right.
Nearby
Pets not Allowed

Running costs

Annual property tax (2025)
Contact for price
Condo fee
$427 Monthly
Includes Common Area Maintenance, Heat, Electricity, Water, Insurance, Parking

Rooms

Living roomMain level4.19 x 3.05 m
Dining roomMain level3.35 x 3.23 m
KitchenMain level2.46 x 3.23 m
Primary BedroomMain level4.09 x 3.33 m
Bedroom 2Main level3.12 x 3.33 m
BathroomMain level2.08 x 1.98 m
BathroomMain level3.02 x 1.83 m

Ask about this home

$40,000
1052 Rat Bay Rd 109-1 Road
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