Scout N Secure

$49,900

Map

1052 Rat Bay Road #108-5

Franklin, Lake of Bays, Ontario P1H2J6

For sale· Added

2 bed2 bath900–999 sqft

About this home

Client RemarksBlue Water Acres FRACTIONAL ownership means that you share the cottage with 9 other owners. You will own a 1/10th share of the cottage (your "Interval" week) and a smaller share in the entire resort. It's NOT A TIMESHARE although some think it is similar. This cottage is known as 108 Algonquin and it's one of three cottages OFFERING THE BEST BEACH/LAKE VIEW at Blue Water Acres; it has private and guest parking, hi-speed internet, good cell service, 2 spacious bedrooms, washer & dryer, cozy propane fireplace in living area, large dining area with full equipped kitchen and large screened in Muskoka Room. You will have exclusive use of your cottage for 5 weeks of the year. Check-in day for 108 Algonquin is Saturday and the Core Week (Week 5) in 2026 started on July 25. The four other floating weeks rotate each year so it's fair to all the owners. Remaining week for 2026 starts September 19. Weeks in 2027 start on January 30, May 8, July 24, Sept 25 & Nov 20. Included: beach chairs, kayaks, paddle boats, a 300' sand beach, tennis and badminton courts, playground, indoor swimming pool with change room & sauna, hot tub, gathering room with grand piano, games room with pool tables, fitness room, tubing hill, skating, walking & snowshoe trails and more. You can moor your own boat at Blue Water Acres for your weeks during boating season. All cottages are pet-free & smoke-free. This is an affordable way to enjoy cottage life without the cost or work of full cottage ownership. Annual Maintenance fees INCLUDE EVERYTHING and are paid in November for the following year. The ANNUAL maintenance fee for EACH OWNER in 108 Algonquin cottage in 2026 is $5,127 +HST. NO HST on the purchase price. It's a unique way to own a share of Muskoka on Muskoka's second largest lake. Your weeks can also be traded for weeks at other luxury resorts around the world through Interval International. Or you can rent your weeks out either through Blue Water Acres or on your own.

Location

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Property details

Listing

MLS® number
X13724818
Added
Aug 29, 2026 ()
Updated
Aug 29, 2026 ()
Info refreshed

Overview

Property type
Single Family
Building type
Other
Style
Bungalow
Storeys
1
Ownership
Condo

Inside

Bedrooms
2
Bathrooms
2
Heating
Baseboard heaters, Propane
Cooling
Wall unit
Fireplace
Yes
Appliances
Water Heater
Features
Wooded area, Rolling, Dry, Level

Building

Basement
None
Exterior
Wood
Foundation
Block
Parking
No Garage · 4 spaces
Amenities
Party Room, Fireplace(s), Visitor Parking
Management
Blue Water Acres

Land

Pool
Indoor pool
Waterfront
Waterfront on lake
Body of water
Lake of Bays
View
Lake view, Direct Water View
Zoning
Waterfront Resort Commercial with an exception

Services

Utilities
Wireless

Location

Cross streets
From Huntsville east on Hwy 60 to South Portage Rd, to Rat Bay Road to Blue Water Acres
Directions
From Huntsville, Hwy 60 east to South Portage Rd, to Rat Bay Rd, to Blue Water Acres.
Nearby
Pets not Allowed

Running costs

Annual property tax
Contact for price
Condo fee
$427 Monthly
Includes Common Area Maintenance, Heat, Electricity, Insurance, Parking

Rooms

Living roomMain level5.86 x 3.04 m
Dining roomMain level3.35 x 4.31 m
KitchenMain level2.64 x 4.31 m
SunroomMain level4.19 x 5.38 m
Primary BedroomMain level5.43 x 3.35 m
BedroomMain level3.25 x 3.35 m
BathroomMain level3.3 x 3.3 m
OtherMain level3.04 x 3.86 m
BathroomMain level3.04 x 3.86 m

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$49,900
1052 Rat Bay Road
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