Scout N Secure

$49,900

Map

1052 Rat Bay Road #116-10

Franklin, Lake of Bays, Ontario P1H2J6

For sale· Added

2 bed2 bath900–999 sqft

About this home

This FRACTIONAL ownership resort has almost 50 acres of Muskoka paradise and 300 feet of south-facing frontage on Lake of Bays. This is NOT a time share because you do actually own 1/10 of the cottage and a share in the entire resort, although some think it is similar to timeshare. Fractional ownership gives you the right to use the cottage Interval that you buy for one core summer week plus 4 more floating weeks each year in the other seasons for a total of 5 weeks per year. Facilities include an indoor swimming pool, whirlpool, sauna, games room, fitness room, activity centre, gorgeous sandy beach with shallow water ideal for kids, great swimming, kayaks, canoes, paddleboats, skating rink, tennis court, playground, and walking trails. You can moor your boat for your weeks during boating season. Algonquin Cottage 116 is a 2 bedroom cottage with laundry and is located next to a beautiful woodlot on the west side of the resort with excellent privacy. There are no cottages in front of 116 Algonquin which means it has a lovely view and provides easy access to the beach and lake. The Muskoka Room in 116 Algonquin has an extra chair, making it stand out from other Algonquin cottages, and it's fully insulated for year round comfort. Cottage 116 also has an extra Muskoka chair on the deck and a private BBQ. Check-in for Cottage 116 is on Sundays at 4 p.m. ANNUAL maintenance fee PER OWNER in 2026 for 116 Algonquin cottage is $5127.43 + HST payable in November for the following year. Weeks in 2026 start on Mar 1, June 7, August 30 (core week includes Labour Day weekend), October 25, and Dec 20/26 (Christmas week!) . No HST on resales. All cottages are PET-FREE and Smoke-free. Ask for details about fractional ownerships and what the annual maintenance fee covers. Deposit weeks you don't use in Interval International for travel around the world or rent your weeks out to help cover the maintenance fees.

Location

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Property details

Listing

MLS® number
X12773454
Added
Feb 9, 2026 ()
Updated
Aug 25, 2026 ()
Info refreshed

Overview

Property type
Single Family
Building type
Other
Style
Bungalow
Storeys
1
Ownership
Condo

Inside

Bedrooms
2
Bathrooms
2
Heating
Baseboard heaters, Propane
Cooling
Wall unit
Fireplace
Yes
Appliances
Water Heater

Building

Basement
None
Exterior
Wood
Foundation
Block
Parking
No Garage · 4 spaces
Amenities
Exercise Centre, Recreation Centre, Sauna, Fireplace(s), Visitor Parking
Security
Smoke Detectors
Management
Blue Water Acres

Land

Waterfront
Waterfront on lake
Body of water
Lake of Bays
View
Lake view, Direct Water View
Zoning
Waterfront Resort Comm'l with exception

Services

Utilities
Wireless, Electricity Connected

Location

Cross streets
Hwy 60 and South Portage Rd
Directions
From Huntsville Hwy 60 east to South Portage Rd to Rat Bay Rd to Blue Water Acres.
Nearby
Pets not Allowed

Running costs

Annual property tax
Contact for price
Condo fee
$427 Monthly
Includes Common Area Maintenance, Heat, Electricity, Water, Parking

Rooms

Living roomMain level5.86 x 3.04 m
Dining roomMain level3.35 x 4.31 m
KitchenMain level2.64 x 4.31 m
SunroomMain level4.19 x 5.38 m
Primary BedroomMain level5.43 x 3.35 m
BedroomMain level3.25 x 3.35 m
BathroomMain level3.3 x 3.3 m
BathroomMain level3.04 x 3.86 m

Ask about this home

$49,900
1052 Rat Bay Road
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