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$42,500

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1052 Rat Bay Road #118-3

Franklin, Lake of Bays, Ontario P1H2J6

For sale· Added

2 bed2 bath900–999 sqft

About this home

Blue Water Acres fractional ownership resort has almost 50 acres of Muskoka paradise and 300 feet of south-facing frontage on Lake of Bays. This is not a time share although some think it is similar. You do actually own 1/10 of the cottage. 118 Algonquin Cottage is a 2 bedroom cottage, has a great view of the lake and is very private. Ownership includes a share in the entire complex. This gives you the right to use the cottage Interval that you buy for one core summer week plus 4 more floating weeks each year in the other seasons for a total of 5 weeks per year. Facilities include an indoor swimming pool, whirlpool, sauna, games room, fitness room, activity centre, gorgeous sandy beach with shallow water ideal for kids, great swimming, kayaks, canoes, paddleboats, skating rink, tennis court, playground, and walking trails. You can moor your boat for your weeks during boating season. Check-in for 118 Algonquin Cottage is on Fridays at 4 p.m. ANNUAL maintenance fee PER OWNER in 2026 for 118 Algonquin cottage is $5127 + HST. Core (fixed) Week 3 for this cottage starts on July 10, 2026. Weeks for 2026 will start on January 9, March 20, April 17, July 10 (core week), and September 4. There is laundry in the Algonquin cottages. No HST on resales. All cottages are PET-FREE and Smoke-free. Ask for details about fractional ownerships and what the annual maintenance fee covers (it covers everything). You can deposit weeks you don't use in Interval International or rent them out to help cover the maintenance fees. Blue Water Acres will rent your weeks out for you and you keep 50% of the rental income or rent them out yourself and you keep 100% of the income.

Location

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Property details

Listing

MLS® number
X10897914
Added
Jul 9, 2024 ()
Updated
Jan 14, 2026 ()
Info refreshed

Overview

Property type
Single Family
Building type
Other
Style
Bungalow
Storeys
1
Ownership
Condo

Inside

Bedrooms
2
Bathrooms
2
Heating
Baseboard heaters, Propane
Cooling
Wall unit
Fireplace
Yes
Appliances
Refrigerator, Stove, Range, Oven, Microwave, Furniture, Window Coverings, Water Heater

Building

Basement
None
Exterior
Wood
Foundation
Block
Parking
No Garage · 4 spaces
Amenities
Exercise Centre, Recreation Centre, Party Room, Fireplace(s), Visitor Parking
Management
Blue Water Acres

Land

Pool
Indoor pool
Waterfront
Waterfront on lake
Body of water
Lake of Bays
View
Lake view
Zoning
Waterfront Resort Comm'l with exception

Location

Directions
From Huntsville east on Hwy 60 to South Portage Rd, to Rat Bay Road to Blue Water Acres
Nearby
Pets not Allowed

Running costs

Annual property tax (2024)
Contact for price
Condo fee
$427 Monthly
Includes Common Area Maintenance, Heat, Electricity, Water, Parking

Rooms

Living roomMain level5.86 x 3.04 m
Dining roomMain level3.35 x 4.31 m
KitchenMain level2.64 x 4.31 m
SunroomMain level4.19 x 5.38 m
Primary BedroomMain level5.43 x 3.35 m
BedroomMain level3.25 x 3.35 m
BathroomMain level3.3 x 3.3 m
BathroomMain level3.04 x 3.86 m

Ask about this home

$42,500
1052 Rat Bay Road
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